:root{
  --ink:#0D1F26;
  --petrol:#123C46;
  --petrol-soft:#1B4E5A;
  --amber:#F5A524;
  --amber-deep:#8A5200;
  --sand:#EFE7DA;
  --paper:#FCFBF8;
  --green:#1F7A5C;
  --clay:#A33B2A;
  --line:rgba(13,31,38,.14);
  --display:'Bricolage Grotesque',system-ui,sans-serif;
  --body:'Instrument Sans',system-ui,sans-serif;
  --mono:'JetBrains Mono',ui-monospace,monospace;
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{animation:none!important;transition:none!important}}
body{font-family:var(--body);background:var(--paper);color:var(--ink);line-height:1.55;-webkit-font-smoothing:antialiased}
.wrap{width:100%;max-width:1120px;margin:0 auto;padding:0 20px}
h1,h2,h3{font-family:var(--display);line-height:1.08;letter-spacing:-.02em;font-weight:800}
h1{font-size:clamp(2rem,5.6vw,3.6rem)}
h2{font-size:clamp(1.6rem,4vw,2.6rem)}
h3{font-size:1.12rem;font-weight:600;letter-spacing:-.01em}
p{font-size:1rem}
a{color:inherit}
.eyebrow{font-family:var(--mono);font-size:.72rem;font-weight:700;letter-spacing:.14em;text-transform:uppercase;color:var(--amber-deep)}
.num{font-family:var(--mono);font-variant-numeric:tabular-nums}
:focus-visible{outline:3px solid var(--amber);outline-offset:3px;border-radius:4px}

/* ---------- barra topo ---------- */
.topbar{background:var(--ink);color:var(--sand);font-size:.82rem;padding:9px 0;text-align:center}
.topbar strong{color:var(--amber)}

/* ---------- nav ---------- */
nav{position:sticky;top:0;z-index:50;background:rgba(252,251,248,.94);backdrop-filter:blur(10px);border-bottom:1px solid var(--line)}
.nav-in{display:flex;align-items:center;justify-content:space-between;padding:12px 20px;max-width:1120px;margin:0 auto}
.logo{font-family:var(--display);font-weight:800;font-size:1.22rem;letter-spacing:-.03em;display:flex;align-items:center;gap:7px}
.logo span{color:var(--amber-deep)}
.dot{width:9px;height:9px;border-radius:50%;background:var(--green);box-shadow:0 0 0 4px rgba(31,122,92,.16)}
.nav-cta{background:var(--ink);color:var(--paper);text-decoration:none;font-weight:600;font-size:.88rem;padding:10px 18px;border-radius:100px;transition:transform .15s}
.nav-cta:hover{transform:translateY(-1px)}

/* ---------- hero ---------- */
.hero{background:var(--petrol);color:var(--paper);padding:56px 0 64px;position:relative;overflow:hidden}
.hero::after{content:"";position:absolute;inset:0;background:radial-gradient(900px 400px at 88% -10%,rgba(245,165,36,.16),transparent 62%);pointer-events:none}
.hero-grid{display:grid;grid-template-columns:1fr;gap:34px;position:relative;z-index:1}
.hero h1{color:var(--paper)}
.hero h1 em{font-style:normal;color:var(--amber);display:block}
.hero-sub{margin-top:16px;font-size:1.05rem;color:rgba(252,251,248,.82);max-width:44ch}
.trust{display:flex;flex-wrap:wrap;gap:8px;margin-top:22px}
.trust li{list-style:none;font-size:.78rem;font-weight:500;background:rgba(252,251,248,.1);border:1px solid rgba(252,251,248,.18);padding:6px 12px;border-radius:100px}

/* ---------- simulador ---------- */
.sim{background:var(--paper);color:var(--ink);border-radius:18px;padding:22px;box-shadow:0 22px 50px rgba(13,31,38,.28)}
.sim-head{display:flex;justify-content:space-between;align-items:baseline;gap:10px;margin-bottom:16px}
.sim-head h2{font-size:1.22rem}
.seg{display:grid;grid-template-columns:1fr 1fr;gap:6px;background:var(--sand);padding:5px;border-radius:12px;margin-bottom:18px}
.seg button{font-family:var(--body);font-size:.9rem;font-weight:600;border:0;background:transparent;color:var(--ink);padding:10px;border-radius:8px;cursor:pointer;transition:background .18s}
.seg button[aria-pressed="true"]{background:var(--ink);color:var(--paper)}
.field{margin-bottom:18px}
.field-top{display:flex;justify-content:space-between;align-items:baseline;margin-bottom:8px}
.field-top label{font-size:.84rem;font-weight:600;color:#4A5A61}
.field-val{font-family:var(--mono);font-size:1.18rem;font-weight:700}
input[type=range]{width:100%;-webkit-appearance:none;appearance:none;height:5px;border-radius:5px;background:var(--sand);cursor:pointer}
input[type=range]::-webkit-slider-thumb{-webkit-appearance:none;width:26px;height:26px;border-radius:50%;background:var(--amber);border:4px solid var(--paper);box-shadow:0 2px 8px rgba(13,31,38,.3);cursor:grab}
input[type=range]::-moz-range-thumb{width:26px;height:26px;border-radius:50%;background:var(--amber);border:4px solid var(--paper);box-shadow:0 2px 8px rgba(13,31,38,.3);cursor:grab}
.compare{display:grid;grid-template-columns:1fr 1fr;gap:10px;margin:6px 0 14px}
.card-c{border:1px solid var(--line);border-radius:13px;padding:14px}
.card-c.win{border-color:var(--green);background:rgba(31,122,92,.05)}
.card-c .tag{font-family:var(--mono);font-size:.66rem;font-weight:700;letter-spacing:.1em;text-transform:uppercase;color:#6B7A80}
.card-c.win .tag{color:var(--green)}
.card-c .big{font-family:var(--mono);font-size:1.5rem;font-weight:700;margin:5px 0 2px;letter-spacing:-.03em}
.card-c .small{font-size:.76rem;color:#61717A;line-height:1.4}
.delta{background:var(--ink);color:var(--paper);border-radius:13px;padding:13px 16px;display:flex;justify-content:space-between;align-items:center;gap:12px}
.delta .lab{font-size:.8rem;color:rgba(252,251,248,.75);max-width:16ch}
.delta .val{font-family:var(--mono);font-size:1.42rem;font-weight:700;color:var(--amber);letter-spacing:-.03em}
.btn{display:block;width:100%;text-align:center;background:var(--amber);color:var(--ink);font-family:var(--body);font-weight:600;font-size:1.02rem;border:0;padding:16px;border-radius:12px;margin-top:14px;cursor:pointer;text-decoration:none;transition:transform .15s,background .15s}
.btn:hover{background:var(--amber-deep);transform:translateY(-1px)}
.legal{font-size:.7rem;color:#52646C;margin-top:11px;line-height:1.45}

/* ---------- seções ---------- */
section{padding:64px 0}
.sec-head{max-width:56ch;margin-bottom:34px}
.sec-head p{color:#4E5F66;margin-top:12px}

/* passos */
.steps{display:grid;gap:14px}
.step{display:grid;grid-template-columns:auto 1fr;gap:16px;align-items:start;border-top:1px solid var(--line);padding-top:18px}
.step-n{font-family:var(--mono);font-size:.78rem;font-weight:700;color:var(--paper);background:var(--petrol);width:28px;height:28px;display:grid;place-items:center;border-radius:50%}
.step p{color:#4E5F66;font-size:.94rem;margin-top:4px}

/* objetivos */
.goals{background:var(--sand)}
.chips{display:flex;flex-wrap:wrap;gap:10px}
.chip{background:var(--paper);border:1px solid var(--line);border-radius:100px;padding:11px 18px;font-weight:600;font-size:.92rem;text-decoration:none;transition:background .15s,color .15s}
.chip:hover{background:var(--ink);color:var(--paper)}

/* prova */
.stats{display:grid;grid-template-columns:repeat(2,1fr);gap:18px;margin-top:30px}
.stat{border-left:3px solid var(--amber);padding-left:14px}
.stat b{font-family:var(--mono);font-size:1.7rem;display:block;letter-spacing:-.03em}
.stat span{font-size:.82rem;color:#52646C}

/* faq */
.faq{background:var(--ink);color:var(--paper)}
.faq h2{color:var(--paper)}
.faq .eyebrow,.form-sec .eyebrow{color:var(--amber)}
.faq .sec-head p{color:rgba(252,251,248,.7)}
details{border-bottom:1px solid rgba(252,251,248,.15);padding:18px 0}
summary{font-family:var(--display);font-weight:600;font-size:1.04rem;cursor:pointer;list-style:none;display:flex;justify-content:space-between;gap:16px;align-items:center}
summary::-webkit-details-marker{display:none}
summary::after{content:"+";font-family:var(--mono);color:var(--amber);font-size:1.3rem;flex-shrink:0}
details[open] summary::after{content:"−"}
details p{margin-top:12px;color:rgba(252,251,248,.78);font-size:.94rem;max-width:66ch}

/* parceria porto */
.partner{background:var(--paper);border-top:1px solid var(--line);border-bottom:1px solid var(--line);padding:34px 0}
.partner-in{display:grid;gap:22px;align-items:center}
.porto-lockup{display:flex;align-items:center;gap:16px;flex-wrap:wrap}
.porto-logo{height:46px;width:auto;display:block}
.porto-fallback{font-family:var(--display);font-weight:800;font-size:1.5rem;letter-spacing:-.03em;color:#0A5EA8;border:2px solid #0A5EA8;border-radius:10px;padding:8px 16px;line-height:1}
.porto-rule{width:1px;height:44px;background:var(--line)}
.partner-txt h3{font-size:1.02rem;margin-bottom:5px}
.partner-txt p{font-size:.86rem;color:#5A6A71;max-width:62ch}
.bacen-note{font-size:.76rem;color:#7A888E;margin-top:14px;line-height:1.5}

/* faq categorizada */
.faq-cat{margin-top:38px}
.faq-cat:first-of-type{margin-top:0}
.faq-cat > .eyebrow{display:block;padding-bottom:10px;border-bottom:2px solid var(--amber);margin-bottom:4px}

/* busca na faq */
.faq-search{width:100%;font-family:var(--body);font-size:1rem;padding:14px 16px;border:1px solid rgba(252,251,248,.25);border-radius:12px;background:rgba(252,251,248,.06);color:var(--paper);margin-bottom:8px}
.faq-search::placeholder{color:rgba(252,251,248,.45)}
.faq-empty{display:none;color:rgba(252,251,248,.6);font-size:.92rem;padding:22px 0}
.faq-cat.hidden,details.hidden{display:none}

/* validação do formulário */
.f-row input:user-invalid,.f-row select:user-invalid{border-color:var(--clay)}
.f-err{display:none;font-size:.76rem;color:var(--clay);margin-top:5px}
.f-row.show-err .f-err{display:block}
.hp{position:absolute;left:-9999px;opacity:0;height:0;overflow:hidden}

/* barra fixa mobile */
.mbar{position:fixed;left:0;right:0;bottom:0;z-index:55;background:var(--ink);padding:10px 14px calc(10px + env(safe-area-inset-bottom));display:flex;gap:10px;align-items:center;transform:translateY(110%);transition:transform .25s}
.mbar.on{transform:translateY(0)}
.mbar .mtxt{font-size:.78rem;color:rgba(252,251,248,.8);line-height:1.3;flex:1}
.mbar .mtxt b{color:var(--amber);font-family:var(--mono)}
.mbar a{background:var(--amber);color:var(--ink);font-weight:600;font-size:.88rem;text-decoration:none;padding:11px 18px;border-radius:100px;white-space:nowrap}
@media(min-width:900px){.mbar{display:none}}
body.mbar-on .float{bottom:76px}

/* form */
.form-sec{background:var(--petrol);color:var(--paper)}
.form-sec h2{color:var(--paper)}
.form-box{background:var(--paper);color:var(--ink);border-radius:18px;padding:24px;margin-top:26px}
.f-row{margin-bottom:14px}
.f-row label{display:block;font-size:.82rem;font-weight:600;color:#4A5A61;margin-bottom:6px}
.f-row input,.f-row select{width:100%;font-family:var(--body);font-size:1rem;padding:13px 14px;border:1px solid var(--line);border-radius:10px;background:var(--paper);color:var(--ink)}
.consent{display:flex;gap:10px;align-items:flex-start;font-size:.8rem;color:#4E5F66;margin:16px 0 4px;line-height:1.45}
.consent input{margin-top:3px;width:18px;height:18px;flex-shrink:0;accent-color:var(--green)}
.consent a{color:var(--petrol);font-weight:600}

/* aviso segurança */
.safety{background:var(--sand);border-top:3px solid var(--clay)}
.safety ul{margin-top:16px;padding-left:0;list-style:none;display:grid;gap:11px}
.safety li{position:relative;padding-left:26px;font-size:.92rem;color:#3E4F56}
.safety li::before{content:"!";position:absolute;left:0;top:1px;font-family:var(--mono);font-weight:700;font-size:.72rem;color:var(--paper);background:var(--clay);width:17px;height:17px;border-radius:50%;display:grid;place-items:center}

footer{background:var(--ink);color:rgba(252,251,248,.62);padding:40px 0;font-size:.82rem}
footer a{color:var(--amber);text-decoration:none}
.foot-line{border-top:1px solid rgba(252,251,248,.14);margin-top:22px;padding-top:18px;font-size:.74rem;line-height:1.6}

/* whatsapp flutuante */
.float{position:fixed;right:16px;bottom:16px;z-index:60;background:var(--green);color:#fff;text-decoration:none;font-weight:600;font-size:.92rem;padding:14px 20px;border-radius:100px;box-shadow:0 10px 26px rgba(13,31,38,.3);display:flex;align-items:center;gap:8px}
.float svg{width:19px;height:19px;fill:#fff}

@media(min-width:900px){
  .hero{padding:76px 0 88px}
  .hero-grid{grid-template-columns:1.02fr .98fr;gap:52px;align-items:center}
  .sim{padding:28px}
  .steps{grid-template-columns:repeat(2,1fr);gap:22px 40px}
  .stats{grid-template-columns:repeat(4,1fr)}
  section{padding:88px 0}
  .form-grid{display:grid;grid-template-columns:1fr 1fr;gap:14px}
  .form-grid .f-row{margin-bottom:0}
  .partner-in{grid-template-columns:auto 1fr;gap:38px}
}